I love asking them if it's the one where I crashed into the steam train or the one where the small plane crashed into me ! I have had them wetting their knickers thinking they are on a winner until they ask me the dates of these accidents and l reply 2029.?
If they phone up and say 'i understand you may have been in an accident recently' I say that I didn't think I would be able to claim on it even though it was a real mess. Then they ask what happened I say. 'I thought I'd only f@rted but I followed through'. CLICK!